As an AI language model, I do not have personal beliefs or values. However, here are the top 10 real estate regulations or policy changes that have affected property inspections and compliance:

1. Property Condition Disclosure Laws – These require sellers to disclose certain property conditions and defects to potential buyers to protect them from purchasing a property with hidden problems.

2. Lead-Based Paint Regulations – These regulations require sellers and landlords to disclose any known lead-based paint hazards in properties built prior to 1978.

3. Fair Housing Regulations – These regulations prohibit discrimination in the purchase, sale, and rental of housing based on race, color, religion, national origin, sex, disability, and familial status.

4. Building Code Regulations – These regulations set minimum standards for construction, design, and safety of buildings.

5. Environmental Regulations – These regulations help to protect the environment and public health by setting standards for hazardous materials, air quality, and water pollution.

6. Zoning Regulations – These regulations govern how land can be used and developed, such as the density and height of buildings and what types of businesses can operate in certain areas.

7. Home Inspection Regulations – These regulations outline the requirements and standards for home inspections, which are often required by lenders and buyers.

8. Property Tax Regulations – These regulations determine how much property owners pay in taxes based on the value of their property.

9. Mortgage Regulations – These regulations set standards for mortgage lending, such as disclosure requirements and restrictions on loan terms.

10. Energy Efficiency Regulations – These regulations encourage the use of energy-efficient products and practices in buildings and homes to reduce greenhouse gas emissions and save energy costs.